My child was hurt. Who brings the claim, and how long is there?

A child does not bring a lawsuit alone, and the deadline for a child is not counted the way it is for an adult. Here is what the law in California, Texas and Washington says, and where this site has no verified rule.

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Sources checked

The short version

  • A child under 18 does not bring a lawsuit alone. An adult acts for the child: a guardian or a guardian ad litem in California and Washington, and a “next friend” in Texas.
  • The general deadline to sue for an injury is two years in California and Texas and three years in Washington. In each state, the time before the child turns 18 is not counted for the child’s own claim.
  • That pause has limits. In California it does not apply to a claim against a public entity, where a written claim is due within six months. Claims against government bodies in Texas and Washington have their own rules. Exceptions exist, and some deadlines are much shorter.
  • A parent’s own claim is separate from the child’s. Do not assume the child’s extra time covers it.
  • In California and Washington a settlement for a child must be approved by a court. In Texas a next friend settles a suit with the court’s approval. In all three states the court has power over how the child’s money is held.

Who brings the claim for a child

When a child is hurt, the legal questions come on top of everything else. The first one is who can act. A child under 18 does not bring a lawsuit alone. Each state has its own rule for which adult acts for the child.

Who acts for a child in a lawsuit
CaliforniaTexasWashington
California
  • A minor is a person under 18.

    Cal. Fam. Code § 6500
  • When a minor is a party to a case, the minor appears by a guardian of the estate or by a guardian ad litem appointed by the court where the case is pending.

    Cal. Code Civ. Proc. § 372(a)(1)
  • When the minor is the plaintiff, the guardian ad litem must be appointed before the summons is issued. A minor who is 14 or older applies to the court. For a younger child, a relative or friend applies.

    Cal. Code Civ. Proc. § 373(a)
  • Before the court appoints a guardian ad litem, that person must tell the court and all parties about any known conflict of interest and any family or affiliate relationship with a party.

    Cal. Code Civ. Proc. § 372(d)
Texas
  • The age of majority is 18.

    Tex. Civ. Prac. & Rem. Code § 129.001
  • A minor who has no legal guardian may sue and be represented by a “next friend”. The next friend has the same rights concerning the suit as a guardian has.

    Tex. R. Civ. P. 44
  • A parent has the right to represent the child in legal action. That right is subject to a court order that affects it.

    Tex. Fam. Code § 151.001(a)(7), (d)
  • The court must appoint a guardian ad litem for a child represented by a next friend only if the next friend appears to the court to have an interest adverse to the child, or if the parties agree. A guardian ad litem appointed under this rule acts as an officer and advisor to the court.

    Tex. R. Civ. P. 173.2(a), 173.4(a)
Washington
  • A person is of full age at 18, except where the law specifically provides otherwise.

    RCW 26.28.010
  • When a child is a party to a case, the child appears by a guardian. If the child has no guardian, or the court finds the guardian an improper person, the court appoints one to act. Where the child is the plaintiff, a child who has reached 14 applies to the court. For a younger child, a relative or friend applies.

    RCW 4.08.050

In California and Washington, a guardian ad litem is a person the court appoints to act for the child in that one case. In Texas the adult who brings the suit for a child with no legal guardian is called a “next friend”, and a guardian ad litem has a narrower job, which is to advise the court. The rules above do not say that the adult who acts for the child must be a parent.

These rules are about lawsuits. A claim with an insurance company often starts before any lawsuit. How a settlement reached at that stage is handled is covered below, under court approval.

How the deadline is counted when the injured person is a child

Each state sets a general time limit to file a lawsuit for an injury. Each state also has a statute that pauses that limit while the injured person is under 18.

The general deadline and the pause for minors
CaliforniaTexasWashington
California
  • The general time limit for an injury caused by another person’s wrongful act or neglect is two years.

    Cal. Code Civ. Proc. § 335.1
  • If the person entitled to bring the action was under the age of majority when the claim arose, the time of that disability is not part of the time limit for starting the action.

    Cal. Code Civ. Proc. § 352(a)
Texas
  • The general time limit for a personal injury is two years after the day the claim arises.

    Tex. Civ. Prac. & Rem. Code § 16.003(a)
  • A person younger than 18 is under a legal disability, whether or not the person is married. If a person entitled to bring a personal action is under a legal disability when the claim arises, the time of the disability is not included in the limitations period. A disability that arises after the period starts does not suspend it.

    Tex. Civ. Prac. & Rem. Code § 16.001
Washington
  • The general time limit for most injury claims is three years.

    RCW 4.16.080(2)
  • If the person entitled to bring the action was under 18 when the claim arose, the time of that disability is not part of the time limit for starting the action.

    RCW 4.16.190

Read these statutes for what they say. Each one pauses the general time limit to start a lawsuit. Each one is written for the case where the person entitled to bring the action is the one under 18. That is the child’s own claim.

They do not say more than that. None of them gives a date. The California statute says the pause does not apply where a claim must first be presented to a public entity. For Texas and Washington, this site has not verified how the pause works with a claim or a notice that must reach a government body first. None of the three speaks about a claim that belongs to someone else, such as a parent. The next two sections cover those limits.

Where the extra time does not apply or is cut short

The pause has exceptions, and some deadlines are much shorter than the general one. The exception this site has verified in most detail is a claim against a government body, such as a city, a county or a state agency.

Claims against government bodies
CaliforniaTexasWashington
California
  • The pause for minors does not apply to an action against a public entity or a public employee where a claim must first be presented under the Government Code.

    Cal. Code Civ. Proc. § 352(b)
  • A claim for an injury to a person must be presented to the public entity not later than six months after the claim arose.

    Cal. Gov. Code § 911.2(a)
  • If the six months are missed, a written application may be made to the public entity for leave to present the claim late. It must be made within a reasonable time, not to exceed one year after the claim arose, and must give the reason for the delay. The time during which the injured person is a minor is counted in that year. The statute lists narrow exceptions.

    Cal. Gov. Code § 911.4(a), (b), (c)
  • The public entity must grant the application if the injured person was a minor during all of the six months. If the person was a minor for only part of that time, it must grant the application if it is presented within six months after the person turns 18 or one year after the claim arose, whichever comes first. This does not remove the time limit on the application itself.

    Cal. Gov. Code § 911.6(b)(2), (3)
  • If the application is denied, a petition may be filed in the superior court within six months after the denial. The court must give relief if the application was made within the time allowed and the injured person was a minor during all of the six months. A lawsuit must then be filed within 30 days.

    Cal. Gov. Code § 946.6(a), (b), (c), (f)
Texas
  • A governmental unit is entitled to receive notice of a claim not later than six months after the day of the incident. The statute also approves a city charter’s own notice period. This site has not verified whether a child’s age changes this deadline. Until a lawyer has looked at the facts, the site’s Texas deadline page treats it as running for a child the same as for an adult.

    Tex. Civ. Prac. & Rem. Code § 101.101(a), (b)
Washington
  • A claim for damages against a city, county or other local government must be presented to its agent on a tort claim form, within the time limit that applies to the lawsuit. No lawsuit may be started until 60 calendar days after the claim is presented. The form may be signed by a court approved guardian or guardian ad litem on behalf of the claimant. This site has not verified how the pause for minors applies to this claim.

    RCW 4.96.020(2), (3), (4)
  • Claims against the State are presented to the office of risk management, with the same 60 calendar day wait before a lawsuit and the same rule on who may sign the form.

    RCW 4.92.100(1); RCW 4.92.110

The deadline page for each state on this site has the full government claim rule. Other exceptions exist beyond government claims. This article does not list them all.

A parent’s own claim is separate

An injury to a child can lead to two claims: the child’s claim, and a claim by a parent. Each state deals with the parent’s claim in its own way.

A parent’s own claim for an injury to a child
CaliforniaTexasWashington
California
  • The parents of an unmarried minor child may bring an action for an injury to the child caused by another person’s wrongful act or neglect. The statute sets conditions on how the parents join in the action.

    Cal. Code Civ. Proc. § 376(a), (b)
Texas
  • The Texas Supreme Court has said that a child’s claim for an injury is distinctly separate from the parents’ right to recover for the child’s injury, and that historically the right to recover medical costs incurred for a minor belongs to the parents. In that case the child’s claim went ahead, but the parents’ own claims were barred because the time limit had run on them. The case was a medical claim, which this article does not cover, and it dates from 1983.

    Sax v. Votteler, 648 S.W.2d 661, 666-667 (Tex. 1983)
Washington
  • A parent or legal guardian who has regularly contributed to the support of a minor child may bring or join an action for the injury of the child. The damages listed in the statute include the child’s health care expenses.

    RCW 4.24.010(1), (2)

The pause described above is written for the person who is under 18. This site has no verified rule on how the deadline for a parent’s own claim is counted in California or Washington. Do not assume that the child’s extra time covers a parent’s claim.

A settlement for a child needs a court’s approval

Each state has a rule that puts a child’s settlement in front of a judge. The rules differ on when that happens.

Court approval of a child’s settlement
CaliforniaTexasWashington
California
  • Where a child has a disputed claim and no guardian of the estate, a parent has the right to settle it, unless the claim is against that parent. If the parents live apart, that right belongs to the parent who has the care, custody or control of the child. The settlement is valid only after the superior court approves it on a petition.

    Cal. Prob. Code § 3500(a), (b)
  • Once a lawsuit is pending, the guardian or guardian ad litem may settle it only with the approval of the court where it is pending.

    Cal. Code Civ. Proc. § 372(a)(3)
  • The petition for approval must be verified by the person who files it and must fully disclose all information that bears on whether the settlement is reasonable.

    Cal. Rules of Court, rule 7.950
  • The person who files the petition and the child must attend the hearing, unless the court for good cause excuses them.

    Cal. Rules of Court, rule 7.952(a)
Texas
  • A next friend, or the next friend’s attorney of record, may settle a suit with the approval of the court. A settlement approved by the court is binding on the child.

    Tex. R. Civ. P. 44(2)
  • When an offer has been made to settle the claim of a child represented by a next friend, a guardian ad litem has the limited duty to determine and advise the court whether the settlement is in the child’s best interest.

    Tex. R. Civ. P. 173.4(c)
Washington
  • In every settlement of a claim that involves an unemancipated minor, whether or not a case was filed in court, the court decides whether the proposed settlement is adequate and approves or rejects it.

    Wash. SPR 98.16W(a)
  • When the petition is filed, the court appoints a settlement guardian ad litem, an attorney with at least five years of pertinent experience, to investigate and file a written report. The court may skip that appointment where a guardian has already been appointed or the child has independent counsel, if that person is qualified and has no conflicting interest.

    Wash. SPR 98.16W(c), (d)

The California and Washington rules reach a claim that is settled before any lawsuit. The Texas rule is written for suits. This site has not verified a Texas rule for a child’s claim that is settled without a lawsuit. If that is your question, ask the firm.

What happens to the money

The court also has a say over where the money goes. Two questions come up: what is paid out of the settlement, and who holds the rest until the child is an adult.

Expenses, fees and the child’s money
CaliforniaTexasWashington
California
  • The court that approves the settlement must order that reasonable expenses, medical or otherwise and including reimbursement to a parent, costs and attorney’s fees be paid from the money, in the amounts the court approves.

    Cal. Prob. Code § 3601(a)
  • Unless the court approved the fee agreement in advance, it must use a reasonable fee standard when it approves attorney’s fees payable from a minor’s money.

    Cal. Rules of Court, rule 7.955(a)(1)
  • Where the child has no guardian of the estate, the court orders how the rest is held. The choices in the statute include a deposit in an insured account in a financial institution in California, or in a single premium deferred annuity, that can be withdrawn only with the court’s authorization, a transfer to a custodian under the California Uniform Transfers to Minors Act, a trust the court creates or approves, and the appointment of a guardian of the estate.

    Cal. Prob. Code §§ 3610, 3611
  • If the rest does not exceed $5,000, the court may order it paid to a parent, without bond. The parent holds it in trust for the child until the child reaches majority and must give a sworn written assurance that the child’s total estate does not exceed $5,000.

    Cal. Prob. Code §§ 3401, 3611(e)
  • Unless it orders otherwise, the court keeps jurisdiction over the money until the child reaches 18.

    Cal. Prob. Code § 3612(a)
Texas
  • In a suit where a minor with no legal guardian is represented by a next friend or a guardian ad litem, the court may order how the money is invested. It may let the next friend or another person take possession of the money, but only after that person posts a bond. The next friend may place the money in insured, interest bearing time deposits or in listed savings programs such as a higher education savings plan.

    Tex. Prop. Code §§ 142.001(a), 142.002, 142.004
  • On a finding that a trust is in the child’s best interests, the court may order the money placed in a trust. For a minor who is not disabled, the trust ends when the beneficiary dies, reaches an age stated in the trust or turns 25, whichever comes first.

    Tex. Prop. Code § 142.005(a), (b)(4)
  • On a motion from the parties, the court may provide for a structured settlement that makes periodic payments.

    Tex. Prop. Code § 142.008(a)
Washington
  • Except for any structured part, the whole settlement is paid into the registry of the court, or as the court otherwise orders. Costs, attorney’s fees, hospital and medical expenses and other deductions are paid on the court’s approval.

    Wash. SPR 98.16W(h)
  • The court then orders that the rest be deposited in a bank, trust company or insured financial institution where it can be withdrawn only on a court order, paid to a court appointed guardian, or placed in a trust that meets the rule’s conditions. Which of these applies depends on whether more than $50,000 remains. An order for a blocked account should say that the money is payable on a further court order or to the child at the age of majority.

    Wash. SPR 98.16W(j)

The Texas statute says what the court may do. It does not say which choice a court must make. This article does not describe what any court usually orders.

When the question is about your own child

None of this decides what to do in your family’s situation. That depends on your child’s age, who the claim is against, and what has already been signed or filed. A lawyer licensed in your state can advise on your facts. The firm’s intake team can tell you whether the firm can help. Call 800-411-9049.

Questions and answers

Who files a lawsuit for an injured child?

A child under 18 does not bring a lawsuit alone. In California the child appears by a guardian of the estate or by a guardian ad litem appointed by the court. In Texas a minor with no legal guardian may sue by a next friend, and a statute gives a parent the right to represent the child in legal action. In Washington the child appears by a guardian or by one the court appoints.

Does my child have until 18 to bring a claim?

Not exactly. In California, Texas and Washington, the time before the injured person turns 18 is not counted in the general time limit for that person’s own claim. The statutes do not give a date, and the pause has exceptions. Some deadlines are much shorter, and a parent’s own claim is separate.

What if the claim is against a city, a county or a state agency?

Those claims have their own rules. In California the pause for minors does not apply, and a written claim is due within six months. A late application must be made within a reasonable time and no more than one year after the claim arose, and the public entity must grant it if the child was a minor for the whole six months. In Texas a governmental unit is entitled to notice within six months, and this site has not verified whether a child’s age changes that. In Washington a claim form must be presented and 60 calendar days must pass before a lawsuit.

Can I settle my child’s claim with the insurance company without going to court?

In California a parent’s settlement of a child’s disputed claim is valid only after the superior court approves it. In Washington the court must approve or reject every settlement of a claim for an unemancipated minor, whether or not a case was filed. In Texas a next friend may settle a suit with the court’s approval. This site has not verified a Texas rule for a claim settled without a lawsuit.

Who holds the settlement money until my child is an adult?

The court has power over that in all three states. In California the court orders how the rest is held, for example in an account that needs the court’s authorization for a withdrawal, and it keeps jurisdiction until the child is 18 unless it orders otherwise. In Texas the court may order an investment, a bonded manager, a trust or a structured settlement. In Washington the settlement is paid into the court registry or as the court orders, and the rest goes to a blocked account, a guardian or a trust.

Can a parent be paid back for the child’s medical bills?

In California the court that approves a child’s settlement must order reasonable expenses, including medical expenses and reimbursement to a parent, paid from the money in the amounts it approves. In Washington, hospital and medical expenses are paid from the settlement on the court’s approval, and a parent’s own action can include the child’s health care expenses. In Texas the Supreme Court has said that the right to recover medical costs incurred for a minor historically belongs to the parents. Do not assume the child’s extra time covers a parent’s own claim.

Sources

Primary sources for the rules on this page. Checked on October 4, 2026.

California

  1. Cal. Fam. Code § 6500
  2. Cal. Code Civ. Proc. § 372(a)(1)
  3. Cal. Code Civ. Proc. § 373(a)
  4. Cal. Code Civ. Proc. § 372(d)
  5. Cal. Code Civ. Proc. § 335.1
  6. Cal. Code Civ. Proc. § 352(a)
  7. Cal. Code Civ. Proc. § 352(b)
  8. Cal. Gov. Code § 911.2(a)
  9. Cal. Gov. Code § 911.4(a), (b), (c)
  10. Cal. Gov. Code § 911.6(b)(2), (3)
  11. Cal. Gov. Code § 946.6(a), (b), (c), (f)
  12. Cal. Code Civ. Proc. § 376(a), (b)
  13. Cal. Prob. Code § 3500(a), (b)
  14. Cal. Code Civ. Proc. § 372(a)(3)
  15. Cal. Rules of Court, rule 7.950
  16. Cal. Rules of Court, rule 7.952(a)
  17. Cal. Prob. Code § 3601(a)
  18. Cal. Rules of Court, rule 7.955(a)(1)
  19. Cal. Prob. Code §§ 3610, 3611
  20. Cal. Prob. Code §§ 3401, 3611(e)
  21. Cal. Prob. Code § 3612(a)

Texas

  1. Tex. Civ. Prac. & Rem. Code § 129.001
  2. Tex. R. Civ. P. 44
  3. Tex. Fam. Code § 151.001(a)(7), (d)
  4. Tex. R. Civ. P. 173.2(a), 173.4(a)
  5. Tex. Civ. Prac. & Rem. Code § 16.003(a)
  6. Tex. Civ. Prac. & Rem. Code § 16.001
  7. Tex. Civ. Prac. & Rem. Code § 101.101(a), (b)
  8. Sax v. Votteler, 648 S.W.2d 661, 666-667 (Tex. 1983)
  9. Tex. R. Civ. P. 44(2)
  10. Tex. R. Civ. P. 173.4(c)
  11. Tex. Prop. Code §§ 142.001(a), 142.002, 142.004
  12. Tex. Prop. Code § 142.005(a), (b)(4)
  13. Tex. Prop. Code § 142.008(a)

Washington

  1. RCW 26.28.010
  2. RCW 4.08.050
  3. RCW 4.16.080(2)
  4. RCW 4.16.190
  5. RCW 4.96.020(2), (3), (4)
  6. RCW 4.92.100(1); RCW 4.92.110
  7. RCW 4.24.010(1), (2)
  8. Wash. SPR 98.16W(a)
  9. Wash. SPR 98.16W(c), (d)
  10. Wash. SPR 98.16W(h)
  11. Wash. SPR 98.16W(j)

This site gives general legal information. It is not legal advice, and reading it does not create an attorney client relationship. Deadlines depend on the facts. Some are much shorter than the general rule. Do not rely on this page to decide how long you can wait.

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