The short version
- A child under 18 does not bring a lawsuit alone. An adult acts for the child: a guardian or a guardian ad litem in California and Washington, and a “next friend” in Texas.
- The general deadline to sue for an injury is two years in California and Texas and three years in Washington. In each state, the time before the child turns 18 is not counted for the child’s own claim.
- That pause has limits. In California it does not apply to a claim against a public entity, where a written claim is due within six months. Claims against government bodies in Texas and Washington have their own rules. Exceptions exist, and some deadlines are much shorter.
- A parent’s own claim is separate from the child’s. Do not assume the child’s extra time covers it.
- In California and Washington a settlement for a child must be approved by a court. In Texas a next friend settles a suit with the court’s approval. In all three states the court has power over how the child’s money is held.
Who brings the claim for a child
When a child is hurt, the legal questions come on top of everything else. The first one is who can act. A child under 18 does not bring a lawsuit alone. Each state has its own rule for which adult acts for the child.
| California | Texas | Washington |
|---|---|---|
California
| Texas
| Washington
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In California and Washington, a guardian ad litem is a person the court appoints to act for the child in that one case. In Texas the adult who brings the suit for a child with no legal guardian is called a “next friend”, and a guardian ad litem has a narrower job, which is to advise the court. The rules above do not say that the adult who acts for the child must be a parent.
These rules are about lawsuits. A claim with an insurance company often starts before any lawsuit. How a settlement reached at that stage is handled is covered below, under court approval.
How the deadline is counted when the injured person is a child
Each state sets a general time limit to file a lawsuit for an injury. Each state also has a statute that pauses that limit while the injured person is under 18.
| California | Texas | Washington |
|---|---|---|
California
| Texas
| Washington
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Read these statutes for what they say. Each one pauses the general time limit to start a lawsuit. Each one is written for the case where the person entitled to bring the action is the one under 18. That is the child’s own claim.
They do not say more than that. None of them gives a date. The California statute says the pause does not apply where a claim must first be presented to a public entity. For Texas and Washington, this site has not verified how the pause works with a claim or a notice that must reach a government body first. None of the three speaks about a claim that belongs to someone else, such as a parent. The next two sections cover those limits.
Where the extra time does not apply or is cut short
The pause has exceptions, and some deadlines are much shorter than the general one. The exception this site has verified in most detail is a claim against a government body, such as a city, a county or a state agency.
| California | Texas | Washington |
|---|---|---|
California
| Texas
| Washington
|
The deadline page for each state on this site has the full government claim rule. Other exceptions exist beyond government claims. This article does not list them all.
A parent’s own claim is separate
An injury to a child can lead to two claims: the child’s claim, and a claim by a parent. Each state deals with the parent’s claim in its own way.
| California | Texas | Washington |
|---|---|---|
California
| Texas
| Washington
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The pause described above is written for the person who is under 18. This site has no verified rule on how the deadline for a parent’s own claim is counted in California or Washington. Do not assume that the child’s extra time covers a parent’s claim.
A settlement for a child needs a court’s approval
Each state has a rule that puts a child’s settlement in front of a judge. The rules differ on when that happens.
| California | Texas | Washington |
|---|---|---|
California
| Texas
| Washington
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The California and Washington rules reach a claim that is settled before any lawsuit. The Texas rule is written for suits. This site has not verified a Texas rule for a child’s claim that is settled without a lawsuit. If that is your question, ask the firm.
What happens to the money
The court also has a say over where the money goes. Two questions come up: what is paid out of the settlement, and who holds the rest until the child is an adult.
| California | Texas | Washington |
|---|---|---|
California
| Texas
| Washington
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The Texas statute says what the court may do. It does not say which choice a court must make. This article does not describe what any court usually orders.
When the question is about your own child
None of this decides what to do in your family’s situation. That depends on your child’s age, who the claim is against, and what has already been signed or filed. A lawyer licensed in your state can advise on your facts. The firm’s intake team can tell you whether the firm can help. Call 800-411-9049.
Questions and answers
Who files a lawsuit for an injured child?
A child under 18 does not bring a lawsuit alone. In California the child appears by a guardian of the estate or by a guardian ad litem appointed by the court. In Texas a minor with no legal guardian may sue by a next friend, and a statute gives a parent the right to represent the child in legal action. In Washington the child appears by a guardian or by one the court appoints.
Does my child have until 18 to bring a claim?
Not exactly. In California, Texas and Washington, the time before the injured person turns 18 is not counted in the general time limit for that person’s own claim. The statutes do not give a date, and the pause has exceptions. Some deadlines are much shorter, and a parent’s own claim is separate.
What if the claim is against a city, a county or a state agency?
Those claims have their own rules. In California the pause for minors does not apply, and a written claim is due within six months. A late application must be made within a reasonable time and no more than one year after the claim arose, and the public entity must grant it if the child was a minor for the whole six months. In Texas a governmental unit is entitled to notice within six months, and this site has not verified whether a child’s age changes that. In Washington a claim form must be presented and 60 calendar days must pass before a lawsuit.
Can I settle my child’s claim with the insurance company without going to court?
In California a parent’s settlement of a child’s disputed claim is valid only after the superior court approves it. In Washington the court must approve or reject every settlement of a claim for an unemancipated minor, whether or not a case was filed. In Texas a next friend may settle a suit with the court’s approval. This site has not verified a Texas rule for a claim settled without a lawsuit.
Who holds the settlement money until my child is an adult?
The court has power over that in all three states. In California the court orders how the rest is held, for example in an account that needs the court’s authorization for a withdrawal, and it keeps jurisdiction until the child is 18 unless it orders otherwise. In Texas the court may order an investment, a bonded manager, a trust or a structured settlement. In Washington the settlement is paid into the court registry or as the court orders, and the rest goes to a blocked account, a guardian or a trust.
Can a parent be paid back for the child’s medical bills?
In California the court that approves a child’s settlement must order reasonable expenses, including medical expenses and reimbursement to a parent, paid from the money in the amounts it approves. In Washington, hospital and medical expenses are paid from the settlement on the court’s approval, and a parent’s own action can include the child’s health care expenses. In Texas the Supreme Court has said that the right to recover medical costs incurred for a minor historically belongs to the parents. Do not assume the child’s extra time covers a parent’s own claim.
Sources
Primary sources for the rules on this page. Checked on October 4, 2026.
California
- Cal. Fam. Code § 6500
- Cal. Code Civ. Proc. § 372(a)(1)
- Cal. Code Civ. Proc. § 373(a)
- Cal. Code Civ. Proc. § 372(d)
- Cal. Code Civ. Proc. § 335.1
- Cal. Code Civ. Proc. § 352(a)
- Cal. Code Civ. Proc. § 352(b)
- Cal. Gov. Code § 911.2(a)
- Cal. Gov. Code § 911.4(a), (b), (c)
- Cal. Gov. Code § 911.6(b)(2), (3)
- Cal. Gov. Code § 946.6(a), (b), (c), (f)
- Cal. Code Civ. Proc. § 376(a), (b)
- Cal. Prob. Code § 3500(a), (b)
- Cal. Code Civ. Proc. § 372(a)(3)
- Cal. Rules of Court, rule 7.950
- Cal. Rules of Court, rule 7.952(a)
- Cal. Prob. Code § 3601(a)
- Cal. Rules of Court, rule 7.955(a)(1)
- Cal. Prob. Code §§ 3610, 3611
- Cal. Prob. Code §§ 3401, 3611(e)
- Cal. Prob. Code § 3612(a)
Texas
- Tex. Civ. Prac. & Rem. Code § 129.001
- Tex. R. Civ. P. 44
- Tex. Fam. Code § 151.001(a)(7), (d)
- Tex. R. Civ. P. 173.2(a), 173.4(a)
- Tex. Civ. Prac. & Rem. Code § 16.003(a)
- Tex. Civ. Prac. & Rem. Code § 16.001
- Tex. Civ. Prac. & Rem. Code § 101.101(a), (b)
- Sax v. Votteler, 648 S.W.2d 661, 666-667 (Tex. 1983)
- Tex. R. Civ. P. 44(2)
- Tex. R. Civ. P. 173.4(c)
- Tex. Prop. Code §§ 142.001(a), 142.002, 142.004
- Tex. Prop. Code § 142.005(a), (b)(4)
- Tex. Prop. Code § 142.008(a)
Washington
This site gives general legal information. It is not legal advice, and reading it does not create an attorney client relationship. Deadlines depend on the facts. Some are much shorter than the general rule. Do not rely on this page to decide how long you can wait.











